Leading Expert in Medical Cost Containment & Claims Management
for the Health Insurance Industry


A&M International is a leading healthcare company with over 30 years of experience.

We specialize in Plan Administration, Claims Management, and Medical Cost Containment. Our clients include insurance providers (PMI, iPMI, Travel Insurance), TPAs, Reinsurance Companies, and Employer-Funded Health Plans. We are committed to working closely with our clients and medical providers to ensure customer satisfaction, significantly optimize loss ratios, and achieve a profitable business portfolio.

Our Services

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Our Value

Achieving outstanding results is our core principle. With over 30 years of market experience and strong team members and partners across our operating regions, we are committed to continuously delivering the best methods and services to our clients.


President | A&M International

Word from our President

The international private medical insurance (iPMI) and the private medical insurance (PMI) market in the USA is undoubtedly facing significant challenges that impact both growth and the provision of essential services to local nationals, expatriates, and a globalized workforce. Rising healthcare costs, driven by medical inflation and expensive drugs, represent perhaps the most significant hurdle.

At A&M International, we are dedicated to mitigating medical expenses in the USA, with a particular focus on hospital and specialty care costs such as surgeries, high-tech treatment, and cutting-edge diagnostics. This focus is a key factor in the success of our insurance, reinsurance and Employer-Funded Health Plans clients. Our unique and innovative approach to cost reduction sets us apart in the industry.

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Expertise & Services

Primary Cost Management Services

  • Medical Bill Review (pre- and post-payment).
  • Medical Bill Fee Negotiation and Settlement (pre-services and post-payment).
  • No Surprises Act (NSA) Bill Review and Negotiation.
  • Out-of-network bill review and negotiation.

Supplemental Services

  • Medical/legal case review and fee evaluation
  • Independent Medical Review and opinion (IMR)
  • Fraud detection and prevention

Other Services

  • Evaluation and enhancement of medical cost containment processes
  • TPA/Claims processing audits (including compensability, payment accuracy, billing/coding accuracy, and contract compliance)
  • Quality of care audits
  • Laser underwriting
Our Vision

Our goal is to be a leading expert in advisory and cost containment management for the health insurance

industry, serving global clients in both the U.S. and Latin American markets.

 

Phone

+1-786-766-9206

Fax

+1-305-907-5547