A&M International is a leading healthcare company with over 30 years of experience.
We specialize in Plan Administration, Claims Management, and Medical Cost Containment. Our clients include insurance providers (PMI, iPMI, Travel Insurance), TPAs, Reinsurance Companies, and Employer-Funded Health Plans. We are committed to working closely with our clients and medical providers to ensure customer satisfaction, significantly optimize loss ratios, and achieve a profitable business portfolio.
Primary Cost Management Services
Supplemental Services
Our Services
Primary Cost Management Services
Supplemental Services
Other Services
Contact Us
Our Value
Achieving outstanding results is our core principle. With over 30 years of market experience and strong team members and partners across our operating regions, we are committed to continuously delivering the best methods and services to our clients.
President | A&M International
Word from our President
The international private medical insurance (iPMI) and the private medical insurance (PMI) market in the USA is undoubtedly facing significant challenges that impact both growth and the provision of essential services to local nationals, expatriates, and a globalized workforce. Rising healthcare costs, driven by medical inflation and expensive drugs, represent perhaps the most significant hurdle.
At A&M International, we are dedicated to mitigating medical expenses in the USA, with a particular focus on hospital and specialty care costs such as surgeries, high-tech treatment, and cutting-edge diagnostics. This focus is a key factor in the success of our insurance, reinsurance and Employer-Funded Health Plans clients. Our unique and innovative approach to cost reduction sets us apart in the industry.
join the success
Expertise & Services
Primary Cost Management Services
Medical Bill Review (pre- and post-payment).
Medical Bill Fee Negotiation and Settlement (pre-services and post-payment).
No Surprises Act (NSA) Bill Review and Negotiation.
Out-of-network bill review and negotiation.
Supplemental Services
Medical/legal case review and fee evaluation
Independent Medical Review and opinion (IMR)
Fraud detection and prevention
Other Services
Evaluation and enhancement of medical cost containment processes